In Spain, various social groups face challenges when interacting with traditional banks. Among them are young people starting their careers, international students, minors, and other similar profiles who feel that conventional financial institutions fail to communicate in a relatable way. To serve this audience, a new category has emerged within the neobank ecosystem—one focused on meeting their needs simply and directly. Rebellion is positioned as the leader in this segment with a clear proposition: offering a Spanish current account and a prepaid Mastercard® in under four minutes. The card can be used for payments on platforms and at retailers such as Netflix, Primark, Fortnite, Cabify, or Uber, and it allows fee-free ATM withdrawals across Europe and compatibility with services like Apple Pay and Google Pay.
Rather than competing with traditional banks, Rebellion aims to provide real solutions for young people aged 14 to 25—a demographic often excluded by slow and bureaucratic banking processes. Furthermore, distrust toward banks has grown within this generation, influenced by economic crises, bank bailouts, and high-profile financial scandals.
A Bank That Fits a Mobile Lifestyle
Today, when almost everything is just a click away, visiting a bank branch feels outdated to many young people. While some banks have partially transitioned to digital services, neobanks like Rebellion go further: they are born digital, with a 100% mobile structure designed to offer banking services via smartphone 24/7. Without large offices or complex systems, their organizational culture is more akin to a tech startup than a traditional bank.
Generation Z values simplicity, accessibility, and direct communication. What may seem informal to older adults is seen by younger users as approachable. Rebellion strives to offer a seamless experience—from sending money to friends and mobile payments to cash withdrawals, balance checks, and real-time notifications.
Aligned with this participatory philosophy, the app allows users to propose new features and vote on others’ ideas, turning customers into active contributors to the platform’s development—something unthinkable just a decade ago.
Security Without the Hassle
Rebellion operates under an Electronic Money License and is regulated by the European Central Bank. It offers users a Spanish IBAN and a Mastercard®—physical or digital—with full validity. The option of a free virtual card eliminates the need for plastic and enables fully digital transactions.
“The security of our users is a constant priority,” says Sergio Cerro, CEO of Rebellion. While zero risk can never be guaranteed, Rebellion implements advanced technological measures to minimize risks: SMS verification, encrypted communications, and full compliance with Spain’s data protection laws, among the strictest in Europe.
In short, Rebellion has built a banking solution tailored to a mobile, connected, and demanding generation that values having things done in their own language and at their own pace.
