Digital bank accounts without fees have become part of everyday life for younger generations, who prefer managing their money from their phones rather than visiting physical branches. These accounts stand out for their speed, savings, and ease of use compared to traditional offices, which involve long lines and associated costs.
For example, Rebellion offers its users an app, an account, and a Mastercard® prepaid card that can be obtained in just five minutes at no cost. Digital natives, used to having everything at their fingertips, appreciate being able to perform tasks like sending and receiving instant payments, withdrawing cash without fees, or paying with Google or Apple Pay—without waits or travel.
The pandemic has accelerated this trend, as traditional banks have advised avoiding branches to reduce contagion risks, encouraging many consumers to try and adopt mobile banking.
Another key point is the absence of fees, highly valued especially in tough economic times. With Rebellion, users can make transfers, receive payments, withdraw cash from ATMs worldwide, and block or unblock their card directly from the app—all at no cost. They also benefit from discounts at online stores and platforms like Amazon, Netflix, or Spotify.
Security is another important advantage: the prepaid card allows spending control with fixed-amount reloads, preventing fraud and unwanted payments. It is available immediately upon opening the account in virtual form or as a contactless physical card delivered within a few days.
Rebellion is also preparing to soon offer direct debit for bills and the ability to receive benefits or subsidies directly, aiming to become users’ main account. It is available from age 14 with parental authorization, facilitating money management for young people with their own income or family support.
In short, the flexibility, speed, and savings offered by online accounts are changing the way new generations manage their money, leaving behind passbooks, branches, and fees.
